Norm has been a licensed financial advisor since 1976, specializing in Tax-Free Retirement Planning. He holds designations as a Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC). A graduate of UCLA, Norm has licenses in Life, Health, Disability Insurance (DI), and Series 1, 7, 63, 24, and 65, enabling him to offer a wide range of financial products and services tailored to meet his clients' retirement and investment needs.