As the principal and founder of Siminou Wealth Management, Richard has always viewed impactful financial planning and investing sitting at the intersection of people, art and science.

First and most importantly his process for helping his clients begins by understanding them as people, not numbers. Their current situation, their goals, and the legacy they want to leave for future generations.  He knows his clients – many of them for decades – and they know him. When life changes occur, and they always do, he is there for them and they go forward together. Effective financial planning needs the artistic creativity to see the world broadly and sometimes differently. But it also needs scientific rigor to evaluate, measure and adjust as needs, market opportunities - and risks – change, sometimes quickly. This is the approach that he has taken with his clients since the beginning.

Fiscal prudence has benefitted him and continues to benefit his clients. For many of them, preservation of capital is a top priority. Fully appreciating tolerance for risk is the starting point, but it’s critical to have experience across market cycles. “Low risk” today means something very different than “low risk” just before the mortgage crisis.  His decades of investment experience, and the foresight that comes from it, makes a real difference in his clients’ portfolios and in their lives.

Richard holds a Master's degree in Finance, and Series 7, 63, and 65 licenses as well as the Life & Annuity Insurance license.