With over 30 years of experience in the financial services industry, Rick Harmsen helps clients build balanced investment portfolios and long-term financial strategies. As Managing Director of Outer Banks Wealth Management, LLC—which he founded in 2018—Rick works one-on-one with individuals, families, and business owners to create customized wealth plans that evolve as life circumstances change.

Rick’s professional background includes leadership roles at IDS/American Express, PaineWebber, Oppenheimer & Co., and Wells Fargo Advisors. He specializes in comprehensive investment planning, retirement plan services, and advisory programs tailored to his clients’ unique needs and goals.

Rick earned his MBA in Business Administration and Finance from Nova Southeastern University and holds a B.A. in Political Science from the University of Kentucky, where he attended on a full athletic/tennis scholarship. Fluent in Spanish and conversational in German, Rick has served clients around the globe and lived in Chile and Norway.